It was wonderful dealing with the reps from LowerMyBills and the process was very fast. We were very satisfied. Everything about LowerMyBills was great. They came up with me and they hooked me in to the people that my house was already mortgaged with. I had to do basically next to nothing to get it done since they hooked me up with Quicken and I was already with Quicken. It turned out really being a piece of cake. Everybody that I talked to was also phenomenal, very helpful, looking out for me and doing everything they could to help me and make me feel at home and make me feel calm and walked me through the process.
I went with Rocket Mortgage and the process was fast. My loan officer did a great job, and we got going. Everything is automated the way that they go about doing it.
They kept me up to date with all the documents we had to do. I've done a number of purchases and refinances previously, and this was the fastest. In almost a two-week period, I completed a refinance. We just closed yesterday. I was looking to get a lower interest rate with the refinance and not really looking to saving any money in terms of monthly premium, but overall, on the term of the loan, I am saving in interest savings. LowerMyBills did a great job. Get buying tips about Mortgage Lenders delivered to your inbox.
Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations. I was looking at changing my mortgage from an FHA to a conventional. I was more interested in shortening the terms a little bit, and the girl I spoke to was a big help. Everybody else had to deal with package mortgages.
Apparently, she was an underwriter and she could set the terms of the mortgage. She called me in every step of the way and it went straight through. She got me into 20 months, dropping down from 4.
The person showed up at the house. Read through the papers. We signed them. My payment went down too. It worked out for the best for me. When I was filling out the form, my main concern was my information, email or whatever, being sold out there for other people to call me. But I only heard from Quicken and then that was it. I plugged that stuff in and then all of a sudden, I heard from a young lady from Quicken and she quickly followed up on it.
And in less than an hour, she had me approved for what we were trying to do. The only thing that I did not like is the advertisement on YouTube was misleading because it said something about the federal government and offering relief, but the federal government wasn't involved in it at all.
But nothing happened that was negative. Quicken Loans did everything with me fine. They had their own notary come to my home, we signed all the right paperwork, and we have already closed. I went through LowerMyBills. It went pretty fast. I was surprised. Mark, the guy that I worked with, was great. He took my texts and phone calls and was supportive through the whole thing.
However, talking with different people and trying to stay on the same page got a little complicated and a little confusing at times. I had to reschedule my closing three times but that was trying to get all the paperwork right and everything in place so it wasn't anyone's particular fault. I have already referred someone to use the same person that I did. What is LowerMyBills.
How does LowerMyBills. How much does Lowermybills. In a nutshell, LowerMyBills. The website offers resources to help you understand finance topics including insurance, loans, credit cards, banking, and personal finance. You can use the website to compare service providers such as mortgage lenders and credit card companies.
By doing this, you may be able to find information and service providers that can help you lower your monthly bills. Visit LowerMyBills. The website has what seems to be an endless amount of information, and that can get overwhelming. The best way to approach this website is to do so with a goal in mind. This article offers a brief overview of some of the top mortgage refinancing lenders. This will take you to LowerMyBills. This information is needed to get you accurate information about your refinancing options.
However, you should be aware that there may be fees associated with the products recommended on the website. For example, a credit card that is recommended on the website may have yearly fees and mortgage providers may charge a service fee. You can probably find an article for almost any financial topic that you could imagine. This tool allows you to find the right mortgage for you by calculating your monthly payment, interest rate, APR, and total interest.
To use it, all you need to do is enter the loan amount that you want to do a calculation for. Based on the information that you enter, the calculator will suggest mortgage options as well as the monthly payments and total cost of each option. You can also review the pros and cons of each mortgage type to help you make your decision. Mortgage Calculator Home price. Down payment. Interest rate. Loan term. Location Select State.
If you already own your home and want to consider refinancing, you can use this tool to calculate a possible new monthly payment, interest rate, and your potential total savings. The mortgage advisor tool is another resource that can be useful for homeowners that may be considering refinancing. It aims to provide you with customized recommendations based on your current mortgage and your financial goals. If the mortgage advisor thinks that you can find a loan option that better suits your situation, it will provide a detailed recommendation on the mortgage that it thinks makes the most sense for you.
The tool is simple to use — all you do is select the mortgage types that are the most interesting to you and review the comparison table. You can compare the following mortgage types using this comparison tool:. Your debt-to-income ratio is a major factor that lenders may take into consideration when reviewing your credit report and offering you a mortgage. Simply add all of your monthly debts and your gross monthly income. This tool essentially grades your current mortgage against how well it meets your financial goals.
To use the tool, you start by entering your mortgage goal, with goals including lowering your interest rate, lowering your monthly payment, or cashing out your mortgage.
The tool will analyze your situation based on this information and grade it based on the mortgage options that are available today. The life insurance calculator tool walks you through how to determine the amount of life insurance you should have. The steps include calculating your assets and resources, determining your financial obligations, and factoring in your current age and health.
The tool includes examples of financial obligations that you may want to consider, as well as how things like your age may affect your life insurance rate. This tool walks you through some of the important questions that you should ask yourself as you plan for retirement, such as when you want to retire and how you want to spend your retirement. Retirement Calculator Age years. Current saving.
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